We my husband and I have requested a loan from White Lenders Services of $6.000.000.
After sending the application form we got an e-mail that our loan was approved.
They then required us to pay a non collateral fee of £216.
Which we have send to them.
Before that we have asked them what fees are going with the loan and they told us that we need to pay only the transfer fees.
So after sending the non collateral fee. They let us know that we need to pay £10,000 transfer fees and £65 bank commission.Then they told us that we need to contact the Fibi bank for the payment info and another fee suddenly shows up the VAT fee. See email of this information below.
From: Gabriel White ;
To: Cheryl Zwennicker ;
Subject: Re: Successful Loan Registration
Sent: Thu, Jul 31, 2014 10:42:57 PM
Dear Cheryl Zwennicker,
You've the bank details below. Do well to make a contact across and pay the fee to them. Like I said you've to pay your Loan transfer fee and also bank commission/VAT with the details
Bank Name: FIBI BANK (UK) PLC
Address: 24 Creechurch Lane, London, EC3A 5JX, United Kingdom
Tel: (+44) 743 816 3713
Chief Account Officer: Mr Kieran Holland
Please note that payment to the bank is for Loan transfer and bank commission/VAT
TRANSFER FEE: £10,000.00
BANK COMMISSION: £65.00
VAT:£5,000.00[as ordered by bank]
That's all you need to pay and transfer of your loan is fully assured. Please if you seek any clarity, do make sure you let us know before contacting the bank as they will not entertain any arguments, pranks or misappropriation of agreements. Thanks, warmest regards. Your comfort is our priority
Fibi bank contacted us and let us know that we need to open a temporary offshore account to transfer the funds to our account here in our country.
We did open the account with the info Fibi bank had send us. And the $6,000,000 was shown in the account as a transaction of White Lenders. So it looked real to us.
Before we could transfer the funds to our account we need to get a M.C.C code from the bank which would be issued by FCA after the VAT fees were confirmed.
Now after discussed this issue over and over again and assured us for several times that if we had paid the £15,000 our loan would reach us within 3 business days. We agreed to pay the fees.
We had send the fees via wire transfer to a Barclays Bank account. And send them the receipt. Then they have let us know that if the transfer was confirmed they will let us know. When they got the payment fibi bank had let us know that the amount was £485 short. We have send this also to them the same day they have let us know.
The next day they informed us that they have received the payment and that inland revenue has put a hold on the loan amount cause we need to pay the direct income tax . We were totally shocked, cause they haven't informed us about this fee. I have asked them how much the fees are and they told me that I will get a letter from Inland revenue the next Tuesday. They have send me the letter of Inland revenue in which was mentioned that we need to pay $42000 for D.I.T. we felt soooo discouraged after this. And already known this is a scam. But White Lenders still let us know how authentic they are, while they haven't let us know before about these fees and mislead us to pay the £15,000.
I have let them know that we don't want to pay these fees cause we were not aware of them and they just encourage us to pay them to get our loan asap. So I have let them know that we like to meet a loan officer or just visit their office in Michigan.
They have all kinds off excuses why we could not visit them cause they are too busy to meet with clients. Then we told them to reduce the loan to the costs we have already paid and they also refused.
We have asked them to refund our money but they have told us that the money was already utilized for the loan by the bank and the FCA. Which is impossible, cause the loan wasn't transferred to us yet so it should be refundable. Now after sending several emails regarding our refund they are not responding anymore.
These people are evil liars, fraudsters, scammers and thieves who are stealing hard working people's money.
Beware of them. WHITE LENDERS SERVICES email@example.com / Gabriel White Loan
Reason of review: They are misleading and a fraud.
Monetary Loss: $25000.
Preferred solution: Full refund.